AED 5,000
Minimum Monthly Salary
AED 399
Annual Fees**
**Enjoy no annual fee if you spend AED 24,000 or more on non-educational spending in the previous year.
Key Features
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/key-features/kf24.jpg?h=256&iar=0&w=256&hash=D237200CC421555D5987B7F3403CCB54)
Save up to 4.25% on GEMS school fees
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/key-features/kf25.jpg?h=256&iar=0&w=256&hash=CC730A244B4469F57B5EFE1E12841B1C)
Easy payment plans at 0% interest
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/key-features/kf5.jpg?h=256&iar=0&w=256&hash=E2212F4BC4E511847DFCD86F1EA66301)
Buy now, pay later plans
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/key-features/kf12.jpg?h=256&iar=0&w=256&hash=5A546C645FF58F0AA35BE0988F2E5DBA)
Education insurance up to AED 500,000
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/benefits-cards/exclusiveschooldiscountbenefits_grey_en.jpg?h=750&iar=0&w=1120&hash=A2F5408BA090FF97DA10012B2F18353A)
Exclusive Benefits
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/benefits-cards/otherbenefits_grey_enjpg.jpg?h=750&iar=0&w=544&hash=70844C65398A142A9CF668CD3E072470)
Lifestyle Benefits
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/benefits-cards/travelbenefits_grey.jpg?h=750&iar=0&w=544&hash=50B0846CCCFD1526E6CF6C660CBB43A2)
Travel Benefits
*Service offered and supported by Mastercard. Terms and conditions of the offer(s) may change without prior notice. Learn more about a host of other benefits and latest updates at priceless.com .
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/benefits-cards/fabrewards_grey_en.jpg?h=750&iar=0&w=544&hash=FB804EB72B169F8929FB6FE87A18F528)
FAB Rewards
![](https://www.bankfab.com/-/jssmedia/fab-uds/personal/credit-cards/gems-titanium/benefits-cards/protectionbenefits_grey_en.jpg?h=750&iar=0&w=544&hash=9A5BEA03D80612FEA809FB21A965AAB4)
Protection Benefits
Find out more about our Fees, Terms & Conditions
WARNING
- If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
![Scan to download FAB mobile app](https://www.bankfab.com/-/jssmedia/fab-uds/common-images/mobile/mobile-component.png?h=2152&iar=0&w=1862&hash=30BB70B122ADED09C7BA6A7A1235DD0B)
Get a GEMS Titanium Credit Card instantly on the FAB Mobile app
FAB Mobile puts the power of the bank in your hands
- Get your FAB account and credit cards instantly. Zero paperwork
- Open an account and get a credit card, with just your Emirates ID
- Use your FAB Rewards to pay your bills anytime, anywhere
- Check your balance, send money and earn rewards in a few taps
Get in touch
Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
For customers within the UAE | For customers outside of the UAE | ||
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600 52 5500 | +971 2 681 1511 |