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First Abu Dhabi Bank
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Non-Salary Transfer Personal Loan for UAE Nationals
Get the personal loan you need without having to transfer your salary.
WARNING
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
UAE nationals can avail the below features when opting for FAB non-salary transfer loan:
- High loan amounts of up to AED 1.2 million
- Market leading interest rates starting from 10.49% fixed per year
- Flexible payment terms of up to 48 months (or up to 60 months for Ministry of Defence employees)
- Comprehensive life insurance coverage
A minimum monthly income of AED 15,000
Acceptable Credit Bureau Score
A minimum of 18 months service with your current employer
Applicants must be 21+ years old
Copy of a valid passport/Emirates ID (originals must also be presented)
Bank statements for the last six months showing salary credits (if salary is not credited to a FAB account)
Salary certificate addressed to FAB
Signed and completed application
*All interest rates quoted are effective rates on the loan’s outstanding balance.
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
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We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.