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Personal Loans for UAE nationals and Expats
Warning
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
Achieve your financial goals with a FAB Personal Loan and enjoy market-leading interest rate starting from 4.74% per year.
Enjoy a host of benefits like a flexible repayment solution fast and easy approvals and hassle-free documentation.
| Segment | With multi product package (with a salary transfer to your FAB account and holding a credit card from FAB) | With a salary transfer to your FAB account without holding a FAB credit card | Loan Amount | Grace Period |
|---|---|---|---|---|
| UAE Nationals | 4.74% fixed per year | 5.95% variable per year | AED 5 million | 365 days |
| Expatriates | 5.34% fixed per year | 6.95% variable per year | AED 2 million | 275 days |
Other benefits included with the Multi Product Package (with a salary transfer to a FAB savings account and holding a credit card):
- UAE Nationals: Up to AED 10,000 in FAB Rewards
- Expatriates: Up to AED 7,500 in FAB Rewards
Eligibility - Here's how you qualify
A minimum monthly salary of AED 7,000- Employed with a governmental, semi-governmental or legitimate private organisation
- Applicants must be 21+ years old
- Completed a minimum of 6 months service or confirmed in employment with your current employer
OR
OR
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- Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
- Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
- Salary transfer letter/salary certificate addressed to FAB
- Liability letter or a clearance letter (in case of buyout loans)
- Signed and completed application
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OR
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Top up your existing personal loan in a few easy steps! Click here to check your eligibility and apply instantly on the FAB Mobile app! Conditions apply.
*All interest rates quoted are effective rates on the loan’s outstanding balance.
Indicative Personal Loan EMI Calculator
Calculate your monthly installment by entering your income and expenses for each category. Our Personal Loan EMI Calculator will do the rest.
My monthly salary
I need to borrow
And pay it back over
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Total repayable
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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
Monthly repayment
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* Please note that this is just an estimate calculator based on given amounts
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
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Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
| For customers within the UAE | For customers outside of the UAE | ||
|---|---|---|---|
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600 52 5500 | |
+971 2 681 1511 |