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Exclusively for Expats

Personal loans with competitive rates and flexible features.


  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
FEATURES, Arab Emirates Dirham (AED) 7,000 minimum monthly salary, Loans up to AED 2 million From 3.99% variable rate per year

Achieve your financial goals with a FAB Personal Loan and enjoy our market-leading interest rate starting from 5.34% per year.

Get up to AED 2 million and take advantage of other great benefits like a flexible repayment solution with up to 120 days first instalment grace period, fast and easy approvals, and hassle-free documentation.

With Multi Product Package (with a salary transfer to your FAB account and holding a credit card from FAB) With a salary transfer to your FAB account without holding a FAB credit card
Interest rate 5.34% fixed per year 6.95% variable per year

Other great benefits included with the Multi Product Package:

Up to AED 7,500 in FAB Rewards when you transfer your salary to your FAB account with holding a credit card from FAB

To know more about the Multi Product Package, click here.

A minimum monthly salary of AED 7,000

Employed with a governmental, semi-governmental or legitimate private organisation

Applicants must be 21+ years old

Completed a minimum of 6 months service or confirmed in employment with your current employer

Criteria to be met for a variable rate:
  • Working in a company approved by FAB with their salary transferred to a FAB bank account with a minimum monthly salary of AED 7,000
  • This is a Variable Interest Rate Loan linked to Personal Loan Base Rate (PBR)
  • The applicable rate may vary based on other factors including income, credit bureau score and approval criteria
  • All interest rates quoted are effective rates on the outstanding loan balance

Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)

Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)

Salary transfer letter/salary certificate addressed to FAB

Liability letter or a clearance letter (in case of buyout loans)

Signed and completed application

Terms and conditions apply.

*All interest rates quoted are effective rates on loan outstanding balance

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.


Representative example

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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

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We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.



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