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Exclusively for Expats

Personal loans with competitive rates and flexible features.

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WARNING
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
highlights

Features - Enjoy great rates & flexibility

Up to 90-day grace period before first repayment

Highly competitive rates

Loans up to AED 2 million

Flexibility with repayment

Hassle-free documentation

Fast & easy approvals

Comprehensive life insurance coverage

Eligibility - Here's how you qualify

A minimum monthly salary of AED 7,000

Employed with a governmental, semi-governmental or legitimate private organisation

Applicants must be 21+ years old

Completed a minimum of 6 months service or confirmed in employment with your current employer


Criteria to be met for 3.99% variable rate:
  • Taking a new Personal Loan (does not currently have an existing Personal Loan with FAB), and
  • Working in a company approved by FAB with their salary transferred to a FAB bank account with a minimum monthly salary of AED 15,000
  • This is a Variable Interest Rate Loan and subject to an introductory discount over the variable rate, which is only applicable for the first nine months
  • The applicable rate may vary based on other factors including income, credit bureau score and approval criteria
  • All interest rates quoted are effective rates on the outstanding loan balance

Required Documents - This is what we'll need

Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)

Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)

Salary transfer letter/salary certificate addressed to FAB

Liability letter or a clearance letter (in case of buyout loans)

Signed and completed application

Terms and conditions apply.

*All interest rates quoted are effective rates on loan outstanding balance


Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.

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Apply Now

Enter your details and we will call you back within
24 hours to proceed with your application.

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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

 

 

Customer Service

600525500

International

+971(2)6811511

Ratibi Service

600522298

International

+971(2)4996279

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First Abu Dhabi Bank

First Abu Dhabi Bank P.J.S.C

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