Skip to content

Non-Salary Transfer Personal Loan for UAE Nationals

Win a Rabdan One and prizes worth
a grand total of AED 150,000 in FAB Rewards

Warning

  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit

AED 1.2 million

High loan amounts up to AED 1.2 million

Flexible Payment

Flexible payment terms

No salary transfer

No salary transfer required

AED 1.2 million

High loan amounts up to AED 1.2 million

Flexible Payment

Flexible payment terms

No salary transfer

No salary transfer required

Get the chance to win a Rabdan One and prizes worth a grand total of AED 150,000 in FAB Rewards by simply applying for a FAB Personal Loan.


Apply for a FAB Personal Loan or an additional loan, top up your existing loan, or move your loan to FAB for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Rewards.


Click here for the Terms and Conditions.

Features - Enjoy great rates & flexibility

UAE nationals can avail the below features when opting for FAB non-salary transfer loan:

High loan amounts of up to AED 1.2 million

Flexible payment terms of up to 48 months (or up to 60 months for Ministry of Defence employees)

Market leading interest rates starting from 10.49% fixed per year

Comprehensive life insurance coverage

  • Node Minus Alt
    A minimum monthly income of AED 15,000
  • OR
  • Node Minus Alt
    Acceptable Credit Bureau Score
  • OR
  • Node Minus Alt
    A minimum of 18 months service with your current employer
  • OR
  • Node Minus Alt
    Applicants must be 21+ years old
  • OR
  • Node Minus Alt
    Copy of a valid passport/Emirates ID (originals must also be presented)
  • OR
  • Node Minus Alt
    Bank statements for the last six months showing salary credits (if salary is not credited to a FAB account)
  • OR
  • Node Minus Alt
    Salary certificate addressed to FAB
  • OR
  • Node Minus Alt
    Signed and completed application
  • OR

Terms and conditions apply.

*All interest rates quoted are effective rates on the loan’s outstanding balance.

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.
I am an employee of Ministry of Defense
My monthly Salary is
Slider Indicator Alt
I need to borrow
Slider Indicator Alt
And pay it back over
Slider Indicator Alt
Annual interest rate
Slider Indicator Alt
Monthly repayment
AED
0
Total repayable
AED
0

Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Monthly repayment
AED
0
Total repayable
AED
0
* Please note that this is just an estimate calculator based on given amounts

Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Ready to apply?

Get in touch

Need more help?

Contact us anytime for further assistance or check out our FAQ page for more information.

For customers within the UAE For customers outside of the UAE
600 52 5500 +971 2 681 1511