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Special Loans for UAE Nationals

Win a Rabdan One and prizes worth
a grand total of AED 150,000 in FAB Rewards

Warning

  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit

210 Days Grace Period

Grace period of up to 210 days for the first instalment

AED 5 million

Loan up to AED 5 million

4.74% fixed rate

From 4.74% fixed rate per year

210 Days Grace Period

Grace period of up to 210 days for the first instalment

AED 5 million

Loan up to AED 5 million

4.74% fixed rate

From 4.74% fixed rate per year

Get the chance to win a Rabdan One and prizes worth a grand total of AED 150,000 in FAB Rewards by simply applying for a FAB Personal Loan.


Apply for a FAB Personal Loan or an additional loan, top up your existing loan, or move your loan to FAB for a chance to win the powerful and aerodynamic Rabdan One, the first UAE-made electric vehicle. Plus, you could be one of the 51 customers to win prizes worth a grand total of AED 150,000 in FAB Rewards.


Click here for the Terms and Conditions.


Interest rate

With multi product package (with a salary transfer to your FAB account and holding a credit card from FAB) With a salary transfer to your FAB account without holding a FAB credit card
4.74% fixed per year 5.95% variable per year

Other great benefits included with the Multi Product Package:


Up to AED 10,000 in FAB Rewards when you transfer your salary to your FAB account while holding a FAB credit card.

Offer valid for UAE Nationals.

  • Node Minus Alt
    A minimum monthly salary of AED 7,000
  • OR
  • Node Minus Alt
    Employed with a governmental, semi-governmental or reputable private organisation
  • OR
  • Node Minus Alt
    Applicants must be 21+ years old
  • OR
  • Node Minus Alt
    Completed a minimum of 6 months service or confirmed in employment with your current employer
  • OR

Criteria to be met for 5.95% variable rate:

  • Node Minus Alt
    Working in a company approved by FAB with their salary transferred to a FAB bank account with a minimum monthly salary of AED 7,000
  • OR
  • Node Minus Alt
    This is a Variable Interest Rate Loan linked to Personal Loan Base Rate (PBR)
  • OR
  • Node Minus Alt
    The applicable rate may vary based on other factors including income, credit bureau score and approval criteria
  • OR
  • Node Minus Alt
    All interest rates quoted are effective rates on the outstanding loan balance
  • OR
  • Node Minus Alt
    Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
  • OR
  • Node Minus Alt
    Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
  • OR
  • Node Minus Alt
    Salary transfer letter/salary certificate addressed to FAB
  • OR
  • Node Minus Alt
    Liability letter or a clearance letter (in case of buyout loans)
  • OR
  • Node Minus Alt
    Signed and completed application
  • OR

Terms and conditions apply.

*All interest rates quoted are effective rates on the loan’s outstanding balance.

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.
I am an employee of Ministry of Defense
My monthly Salary is
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I need to borrow
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And pay it back over
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Annual interest rate
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Monthly repayment
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Total repayable
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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Monthly repayment
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0
Total repayable
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* Please note that this is just an estimate calculator based on given amounts

Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

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Need more help?

Contact us anytime for further assistance or check out our FAQ page for more information.

For customers within the UAE For customers outside of the UAE
600 52 5500 +971 2 681 1511