Government Sahala Individual Card

The Government Sahala Individual Card can be loaded or reloaded through:

FAB Cash Deposit Machines (CDMs)
The FAB Mobile app and Online Banking for retail
FAB iBanking for corporate
The payit mobile app (available soon)
Distribution channels and MBME Kiosks
The UAE Funds Transfer System (UAEFTS)

Highlights:

Card issuance cost: AED 15 (deducted from the first load)
Easy issue prepaid card without registration or a bank account
Five years validity (as per the expiry date pre-printed on the card)
Initial load amount limited to AED 3500 maximum for government transactions only. Other merchant payments and reload enabled on completion of Know Your Customer (KYC), with a maximum limit of AED 50,000
Visa deals and offers applicable

This card offers easy loading and reloading of funds to help you keep track of your spending.

Loading/Reloading Fees:

FAB Cash Deposit Machines (CDMs): AED 5*
MBME Kiosks: AED 5*
Distribution channels and iBanking: AED 5*
The FAB Mobile app, Online Banking: AED 5*
The payit mobile app: AED 5* (available soon)
The UAE Funds Transfer System (UAEFTS): AED 5*

Government Sahala Individual Cards are available at Magnati offices and distribution channels.

The Government Sahala Individual Card includes the following features:

Prepaid Card Balance Refunds:

The balance amount can be refunded at FAB ATMs (if the cash withdrawal feature is available) or you can request a refund for the balance on your government prepaid card at a Magnati office (bank account transfer only and no cash refunds). Please note that incomplete refund requests cannot be processed.

Cash withdrawal amounts:

Cash withdrawals are available at FAB and non-FAB ATMs (the cash withdrawal option is available once the full KYC process is completed).

FAB ATMs: Free
Non-FAB ATMs (within the UAE): AED 2*
International withdrawals: 2.5% or AED 15 (whichever is higher) *

The redemption fee is AED 25*.

*All charges above are exclusive of 5% VAT.

	Maximum card balance	Maximum load amount	Maximum reload amount per transaction at FAB CDMs	Maximum reload amount per day at FAB CDMs	Maximum reload amount per month at FAB CDMs
Not registered	AED 3,500	AED 3,500 (one time only)	Not allowed	Not allowed	Not allowed
Full registration (full KYC)	AED 50,000	AED 50,000	AED 50,000	AED 50,000	Unlimited

	Withdrawal allowance per transaction	Withdrawal allowance per day	Withdrawal allowance per month
Full registration (full KYC)	AED 10,000	AED 50,000	Unlimited