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PayRow Individual Card

Please visit Magnati website https://www.magnati.com to apply for a Card.

The PayRow Individual Card can be loaded or reloaded through:

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    FAB Cash Deposit Machines (CDMs)
  • OR
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    The FAB Mobile app and Online Banking for retail
  • OR
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    The payit mobile app (available soon)
  • OR
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    Distribution channels (available soon)
  • OR
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    MBME Kiosks
  • OR
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    The UAE Funds Transfer System (UAEFTS)
  • OR

Highlights:

Card issuance cost:  30 (deducted from the first load)
Personalised card requires KYC (Know Your Customer) registration, no bank account required
Maximum card balance is  75,000
Can be used for UAQ Government transactions and other merchants
Five-year validity

Loading/Reloading Fees:

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    FAB Cash Deposit Machines (CDMs):  10*
  • OR
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    MBME Kiosks:  10*
  • OR
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    Distribution channels:  10* (available soon)
  • OR
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    The FAB Mobile app, Online Banking and iBanking:  5*
  • OR
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    FAB Branch:  25*
  • OR
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    The payit mobile app:  5* (available soon)
  • OR
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    The UAE Funds Transfer System (UAEFTS) :  5*
  • OR
The redemption fee is  25*.

The PayRow Individual Card includes the following features:

Maximum card balance Maximum load amount Maximum reload amount per transaction at FAB CDMs Maximum reload amount per day at FAB CDMs Maximum reload amount per month at FAB CDMs
 75,000  75,000  75,000  75,000 Unlimited

Cash withdrawal amounts:

Cash withdrawals are available at any FAB or non-FAB ATM.

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    FAB ATMs: Free
  • OR
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    Non-FAB ATMs (within the UAE):  2*
  • OR
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    International withdrawals: 2.5% or  15 (whichever is higher) *
  • OR
Withdrawal allowance per transaction Withdrawal allowance per day Withdrawal allowance per month
 10,000  75,000 Unlimited

*All the above charges are exclusive of 5% VAT.