Please visit Magnati website https://www.magnati.com to apply for a Card.
The PayRow Individual Card can be loaded or reloaded through:
- FAB Cash Deposit Machines (CDMs)
- The FAB Mobile app and Online Banking for retail
- The payit mobile app (available soon)
- Distribution channels (available soon)
- MBME Kiosks
- The UAE Funds Transfer System (UAEFTS)
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Highlights:
Loading/Reloading Fees:
- FAB Cash Deposit Machines (CDMs):  10*
- MBME Kiosks:  10*
- Distribution channels:  10* (available soon)
- The FAB Mobile app, Online Banking and iBanking:  5*
- FAB Branch:  25*
- The payit mobile app:  5* (available soon)
- The UAE Funds Transfer System (UAEFTS) :  5*
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The redemption fee is  25*.
The PayRow Individual Card includes the following features:
| Maximum card balance | Maximum load amount | Maximum reload amount per transaction at FAB CDMs | Maximum reload amount per day at FAB CDMs | Maximum reload amount per month at FAB CDMs | 
|---|---|---|---|---|
|  75,000 |  75,000 |  75,000 |  75,000 | Unlimited | 
Cash withdrawal amounts:
Cash withdrawals are available at any FAB or non-FAB ATM.
| Withdrawal allowance per transaction | Withdrawal allowance per day | Withdrawal allowance per month | 
|---|---|---|
|  10,000 |  75,000 | Unlimited | 
Eligibility
Available to all UAE Nationals and residents
The balance amount can be refunded at FAB ATMs (if the cash withdrawal feature is available) or you may request a refund at Magnati offices. Please note that incomplete refund requests cannot be processed.
*All the above charges are exclusive of 5% VAT.

