Top up your mortgage and access more funding
Warning
- If you do not keep up your repayments/payments, you may lose your property
- You may have to pay penalties if you pay off a loan/financing early
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
If you’ve repaid around 65% of your existing mortgage, you may be eligible to apply for a top-up with FAB. Whether you’re planning home renovations or investing in property, this is your opportunity to unlock extra funds easily.
Enjoy exclusive benefits:
Up to 5 years of rate certainty with our fixed mortgage rates:
| Fixed rate tenure | With a salary transfer + FAB Credit Card1 | Without a salary transfer2 |
|---|---|---|
| 1 year | 3.99% | 4.24% |
| 2 year | 3.99% | 4.24% |
| 3 year | 3.99% | 4.24% |
| 5 year | 4.19% | 4.44% |
Use your top-up to finance your next move, renovation, or investment.
1 The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 5% or 3 months EIBOR + 1.5% for customers with a salary transfer to a FAB account, and it will not fall below a specified rate of 1.99% over an agreed period of time.
1 When you transfer your salary to a FAB account and choose a FAB credit card. For more information on the credit card please refer to the campaign terms and conditions.
2 The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 4.5% or 3 months EIBOR + 1.89% for non-salary transfer customers, and it will not fall below a specified rate of 1.99% over an agreed period of time.
