Warning
- If you do not keep up your repayments/payments, you may lose your property
- You may have to pay penalties if you pay off a loan/financing early
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
Green living for a greener planet
Help us uphold our commitment to an environmentally friendly future and enjoy fixed rates starting from a market-leading* 3.89% per year:
Fixed Rate Period | One Year | Two Years | Three Years | Five Years |
---|---|---|---|---|
With a salary transfer to a FAB account** | 3.94% | 3.94% | 3.94% | 4.14% |
Without a salary transfer to a FAB account*** | 4.19% | 4.19% | 4.19% | 4.39% |

Other great benefits include:
- Get low rates when you transfer your salary to a FAB account, choose a FAB credit card to complement your loan, and earn up to AED 15,000 cashback with our Multi Product Package offer**** Learn more
- 60-day grace period before your first instalment or 120-days for mortgage transfers
- Partial settlement up to 25% of loan outstanding annually without fees, during the variable rate period
- Refund of other banks early settlement fees, property valuation fees, and waiver on processing fees for buyout loans
- Up to 85% financing for first-time buyers
- Processing fees are waived* for salaried first-time property buyers and those making handover payments to developers. Non-salaried customers receive a 50% discount
- Dedicated Mortgage advisors
Own your dream home today with a FAB Home Loan.
Learn more about Emirates Interbank Offered Rate (EIBOR)
Learn more about Multi Product Package offer
Conditions apply.
*Capped at AED 25,000. Offer valid till 31st May 2025.
**The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 5% or 3 months EIBOR + 1.5% for customers with a salary transfer to a FAB account, and it will not fall below a specified rate of 1.99% over an agreed period of time.
***The subsequent mortgage rate you’ll move to when your current deal ends is equivalent to the Mortgage Base Rate (MBR) minus 4.5% or 3 months EIBOR + 1.89% for non-salary transfer customers, and it will not fall below a specified rate of 1.99% over an agreed period of time.
****Offer is valid for new and selected existing customer only. Products need to be availed within 90 days.
This offer is in line with the UAE Vision 2021 Agenda for Sustainable Environment and Infrastructure as it complies with BREEM certifications.