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Emirati Al Awwal Savings Certificate

Save and win with Emirati Al Awwal Islamic certificates
exclusively for Emirati Nationals

Emirati Al Awwal Islamic certificates are designed exclusively for UAE nationals, offering you entry into the regular draws and a chance to win AED 1 million and other prizes. You can also enjoy assured attractive annual profits on Emirati Al Awwal.

Limited time offer

Chances to win up to AED 3 million in prizes through regular draws including:

  • Mega prize of AED 1 million for one winner, per year
  • Quarterly prize of AED 200,000 for one winner
  • Monthly prizes of AED 5,000 for 20 winners
  • Anticipated profit rate of 0.50% p.a.



Exclusively available for UAE nationals

Value of each Emirati Al Awwal certificate is AED 1,000

Certificates are available in AED only

The minimum holding period for monthly draws is 30 days and 90 days for quarterly and annual draws

Attractive assured profit rates which will be credited annually to the linked account

Certificates can be purchased on behalf of a minor

Each certificate provide 1 chance into the regular draws

Draw type Number of prizes Prize in AED Draw dates
Annual draw 1 1,000,000 24 December 2024
Half yearly draw 1 200,000 25 June 2024
Quarterly draw 20 5,000 26 March 2024
25 June 2024
24 September 2024
24 December 2024

All the draws take place under the supervision of the Department of Economic Development (DED), Abu Dhabi.

For more information on Emirati Al Awwal Islamic certificate, please visit any FAB branches throughout the UAE, or call our customer service center (24 hours) on 600544400.

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For customers within the UAE For customers outside of the UAE
600 52 5500 +971 2 681 1511