Emirati Al Awwal Savings Certificate
Save and win with Emirati Al Awwal Islamic certificates
exclusively for Emirati Nationals
Emirati Al Awwal Islamic certificates are designed exclusively for UAE nationals, offering you entry into the regular draws and a chance to win 1 million and other prizes. You can also enjoy assured attractive annual profits on Emirati Al Awwal.
Limited time offer
- Mega prize of 1 million for one winner, per year
- Half Yearly prize of 200,000 for one winner
- Quarterly prizes of 5,000 for 20 winners
- Anticipated profit rate of 0.50% p.a.
Features
- Shariah-compliant
- Exclusively available for UAE nationals
- Value of each Emirati Al Awwal certificate is 1,000
- Certificates are available in AED only
- The minimum holding period for quarterly draws is 30 days and 90 days for half yearly and annual draws
- Attractive assured profit rates which will be credited annually to the linked account
| Draw type | Number of prizes | Prize in AED | Draw dates |
|---|---|---|---|
| Annual draw | 1 | 1,000,000 | 12 January 2027 |
| Half yearly draw | 1 | 200,000 | 21 July 2026 |
| Quarterly draw | 20 | 5,000 | 21 April 2026 21 July 2026 20 October 2026 12 January 2027 |
All the draws take place under the supervision of the Department of Economic Development (DED), Abu Dhabi.
For more information on Emirati Al Awwal Islamic certificate, please visit any FAB branches throughout the UAE, or call our customer service center (24 hours) on 600544400.
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Contact us anytime for further assistance or check out our FAQ page for more information.
| For customers within the UAE | For customers outside of the UAE | ||
|---|---|---|---|
 |
600 52 5500 | |
+971 2 681 1511 |