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Al-Futtaim Platinum Credit Card
- Enjoy 0% EPP at Al-Futtaim showroom and stores
- Enjoy 2 airport transfers every year
- Complimentary 0% balance transfer for up to 12 months
Exclusive Benefits
Benefits that reward you further
Your FAB Al-Futtaim Platinum Credit Card offers exclusive benefits
- 5% Cashback Rewards in the form of Al-Futtaim Stars for every AED 1 spent at Al-Futtaim showrooms and stores
- Enjoy 0% EPP at Al-Futtaim showroom and stores
- Enjoy airport transfers every year
- Complimentary 0% balance transfer for up to 12 months
Lifestyle Benefits
Achieve the life you aspire to
Enjoy a luxury lifestyle with our range of exclusive offers
- Movie tickets from just AED 15
A great offering for all movie buffs! FAB Al-Futtaim Platinum cardholders can enjoy up to 4 movie tickets per month from AED 15 during weekdays and AED 20 during weekends at Reel Cinemas, Cine Royal and Oscar Cinema.
- Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your FAB Al-Futtaim credit card. Visit shopsmart.ae to register and save every time you buy from your favourite online brands using Shop Smart.
- Al-Futtaim Showrooms and Stores
Get exclusive offers from Al-Futtaim showrooms and stores. Explore the world of Al Futtaim.
- MasterCard Offers
Enjoy a unique collection of offers and experiences especially curated for MasterCard® cardholders, from dining, shopping, entertainment, sports, tickets, hotels and attractions. Learn more at Priceless Arabia.
*Service offered and supported by MasterCard. Terms and Conditions of the offer(s) may change without prior notice. Learn more about a host of other benefits and latest updates at MasterCard Platinum.
Travel Benefits
Experience a better way to travel
Enjoy free luxury travel benefits when booking your flights using your Al-Futtaim Platinum Credit Card
- Airport Transfers
Al-Futtaim Platinum credit card holders can enjoy two airport transfers per year from just AED 40 (within city service). To book this service, please click here or call 04-8713411 / 04-4328583. Learn more.
- Airport Lounge Access*
Enjoy access to Airport Lounges across the Middle East, with no booking required. Simply present your Al-Futtaim Platinum Credit Card at the lounge reception. Click here to know more about the list of lounge.
- Jet, set, Careem.*
If you’ve got the wanderlust gene, MasterCard gives 20% off on 3 rides every month with Careem. Additionally, for new Careem customers, your first ride is Free!
Simply add your FAB Al-Futtaim MasterCard in the Careem app & enter promo code MC1RIDE as a new Careem customer when you book your free first ride.
Use MASTERCARD promo code when booking your 3 discounted rides every month and pay with FAB Al-Futtaim MasterCard.
Service offered and supported by MasterCard. Terms and conditions of the offer(s) may change without prior notice. Visit MasterCard Platinum for latest updates.
Rewards and Offers
Own the card that gives you more
Exchange your Al-Futtaim Stars for an unmatched range of exciting rewards
- Up to 5 Al-Futtaim Stars for your purchases.
Earn five Al-Futtaim Stars for every Dirham spent at Al-Futtaim’s stores, showrooms or schools, and one Al Futtaim Star for every Dirham spent elsewhere. Learn more.
- Redeem you Al-Futtaim Stars for a host of benefits
Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or cashback credited to your Al-Futtaim Credit Card. Your Al-Futtaim Stars can also be used at participating Al-Futtaim Stores at the POS to pay for your purchases. Learn more.
- Exclusive Al-Futtaim Offers
Get exclusive offers from Al-Futtaim brands. Learn more.
Protection
We’ve got your purchases covered
Buy with confidence thanks to our range of protection benefits
- Credit Shield
Credit Shield Plus pays off your credit card balance if something happens that means you can’t make your payments. Learn more.
- Global Purchase Protection*
Enjoy global purchase protection with your Al-Futtaim Platinum Credit Card. Learn more.
- Lost and Stolen Card*
If your card is stolen or lost, call the hotline to block your card immediately and receive a temporary replacement card within one business day.
- Emergency Assistance*
Access up to US$ 2,000 (or the equivalent in local currency) in an emergency, with our 24-hour emergency cash advance service, available at 250,000 locations worldwide.
For further details on our Emergency Services including Toll Free numbers please visit MasterCard.
- Other Protection Services*
For further details on Protection Services please visit MasterCard World Elite.
Service offered and supported by MasterCard. Terms and conditions of the offer(s) may change without prior notice. Visit MasterCard Platinum for latest updates.
Click here to view FAQ’s for change in interest rates on FAB Al-Futtaim credit cards.
FAB Credit Cards
Schedule of Fees and Charges
|
1st year Introductory Interest Rates |
Al- Futtaim World Elite |
Al-Futtaim Platinum |
|
2.08% |
1.66% |
|
|
Interest on Retail Purchases* |
Salary Transfer Customers |
Non Salary Transfer Customers |
|
3.25% |
3.50% |
|
|
Interest on Cash Advance * |
3.50% per month |
|
|
Cash Advance Fee |
3.15% of the amount of cash obtained with a minimum of AED 105 per transaction |
|
|
International Transaction Fee |
2.05% of transaction value + scheme charges |
|
|
Card Replacement Fee |
AED 78.75 |
|
|
Credit Shield Plus Fee |
1.04% of outstanding balance |
|
|
Wallet Shield Fee |
Charged per month at 0.42% of outstanding balance |
|
|
Accident Insurance Fee |
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher |
|
|
Late Payment Fee |
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
|
|
Over Limit Fee |
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
|
|
Plan Deferment Charges |
AED 262.50 |
|
|
Cheque Returned Fee |
AED 210 |
|
|
Minimum Monthly Payment |
5% of outstanding or AED 100 whichever is higher |
|
|
Payment due date from statement date |
21- 25 days |
|
|
Statement Reprint Charges |
AED 26.25 per statement |
|
|
Copies of Transaction Slips |
AED 26.25 per transaction slip |
|
|
Outstation Cheque Processing Charge |
AED 52.50 |
|
|
Dispute Verification Charge |
AED 105 |
|
|
Issuance of Liability Letter |
AED 52.50 |
|
Above fees and charges are inclusive of VAT, if any.
Credit Card Charges are rounded off to 2 decimal places.
*Effective 7 August 2020, the APR% on FAB Al-Futtaim World Elite & Platinum Credit Cards would be revised to be up to 3.5% per month. This change would be applicable to Al-Futtaim credit card customers (except Al-Futtaim staff) who have had their card for one year or more on 7 August 2020. Introductory interest rates are offered for 1st year only. From first anniversary of card issuance date, the interest rate would be revised for both the salary & non salary transfer customers.
*Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
What you get from our credit cards
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our FAQs page.