5% Cashback in the form of Al-Futtaim FAB Rewards on every AED 1 spent at Al-Futtaim brands
5% cashback in the form of 10 FAB Rewards for every AED 1 spent Al-Futtaim showrooms and stores
Enjoy 2 airport transfers every year
Complimentary 0% balance transfer for up to 12 months
WARNING
If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
Exclusive Benefits
Benefits that reward you further
Your Al-Futtaim FAB Platinum Credit Card offers exclusive benefits
5% Cashback in the form of Al-Futtaim FAB Rewards for every AED 1 spent at Al-Futtaim stores like IKEA, ACE, M&S, Toys R Us and Toyota
Enjoy 0% Easy Payment Plan (EPP) at Al-Futtaim showrooms and stores
Complimentary 0% balance transfer for up to 12 months
No Annual Fees
Lifestyle Benefits
Achieve the life you aspire to
Enjoy a luxury lifestyle with our range of exclusive offers
Movie tickets from just AED 15
A great offering for all movie buffs! Al-Futtaim FAB Platinum Credit Card holders can enjoy up to 4 movie tickets per month from AED 15 during weekdays and AED 20 during weekends at Reel Cinemas, Cine Royal and Oscar Cinema.
Al-Futtaim Showrooms and Stores
Get exclusive offers from Al-Futtaim showrooms and stores. Explore the world of Al Futtaim.
MasterCard Offers
Enjoy a unique collection of offers and experiences especially curated for MasterCard® cardholders, from dining, shopping, entertainment, sports, tickets, hotels and attractions. Learn more at Priceless Arabia.
*Service offered and supported by MasterCard. Terms and Conditions of the offer(s) may change without prior notice. Learn more about a host of other benefits and latest updates at MasterCard Platinum.
Travel Benefits
Experience a better way to travel
Enjoy free luxury travel benefits when booking your flights using your Al-Futtaim Platinum Credit Card
Airport Transfers
Al-Futtaim Platinum credit card holders can enjoy two airport transfers per year from just AED 40 (within city service). To book this service, please click here or call 04-8713411 / 04-4328583. Learn more. Sorry, this benefit is on hold until further notice.
Airport Lounge Access*
Enjoy access to Airport Lounges across the Middle East, with no booking required. Simply present your Al-Futtaim Platinum Credit Card at the lounge reception. Click here to know more about the list of lounge.
Uber Chauffeur Service*
Get 20% off when you book a ride with Uber. Choose your preferred car type for immediate pick up or schedule for later. Learn more.
Service offered and supported by MasterCard. Terms and conditions of the offer(s) may change without prior notice. Visit MasterCard Platinum for latest updates.
Rewards and Offers
Own the card that gives you more
Exchange your Al-Futtaim FAB Rewards for an unmatched range of rewards
Up to 10 Al-Futtaim FAB Rewards for your purchases
Earn ten Al-Futtaim Rewards for every Dirham spent at Al-Futtaim’s stores, showrooms or schools, and two Al Futtaim FAB Rewards for every Dirham spent elsewhere. Learn more.
Redeem your Al-Futtaim FAB Rewards for a host of benefits
Redeem your Al-Futtaim FAB Rewards for Etihad Guest Miles, Skywards Miles from Emirates, e-vouchers or cashback credited to your Al-Futtaim Credit Card. Your Al-Futtaim FAB Rewards can also be used at participating Al-Futtaim stores at the check-out counter to pay for your purchases. Learn more.
Exclusive Al-Futtaim offers
Get exclusive offers from Al-Futtaim brands. Learn more.
Protection
We’ve got your purchases covered
Buy with confidence thanks to our range of protection benefits
Credit Shield
Credit Shield Plus pays off your credit card balance if something happens that means you can’t make your payments. Learn more.
Global Purchase Protection*
Enjoy global purchase protection with your Al-Futtaim Platinum Credit Card. Learn more.
Lost and Stolen Card*
If your card is stolen or lost, call the hotline to block your card immediately and receive a temporary replacement card within one business day.
Emergency Assistance*
Access up to US$ 2,000 (or the equivalent in local currency) in an emergency, with our 24-hour emergency cash advance service, available at 250,000 locations worldwide.
For further details on our Emergency Services including Toll Free numbers please visit MasterCard.
Service offered and supported by MasterCard. Terms and conditions of the offer(s) may change without prior notice. Visit MasterCard Platinum for latest updates.
3.15% of the amount of cash obtained with a minimum of AED 157.5 per transaction
International Transaction Fee
2.49% of transaction value + scheme charges
Card Replacement Fee
AED 78.75
Credit Shield Plus Fee
1.04% of outstanding balance
Wallet Shield Fee
Charged per month at 0.42% of outstanding balance
Accident Insurance Fee
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
Late Payment Fee
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
Over Limit Fee
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Plan Deferment Charges
AED 262.50
Cheque Returned Fee
AED 210
Minimum Monthly Payment
5% of outstanding or AED 100 whichever is higher
Payment due date from statement date
21- 25 days
Statement Reprint Charges
AED 26.25 per statement
Copies of Transaction Slips
AED 26.25 per transaction slip
Outstation Cheque Processing Charge
AED 52.50
Dispute Verification Charge
AED 105
Issuance of Liability Letter
AED 52.50
Above fees and charges are inclusive of VAT, if any.
Credit card charges are rounded off to two decimal places.
*Effective 7 August 2020, the APR% on FAB Al-Futtaim World Elite & Platinum Credit
Cards would be revised to be up to 3.5% per month. This change would be applicable to
Al-Futtaim credit card customers (except Al-Futtaim staff) who have had their card for
one year or more on 7 August 2020. Introductory interest rates are offered for 1st year
only. From first anniversary of card issuance date, the interest rate would be revised for
both the salary & non salary transfer customers.
* Effective 1 June 2023, the Interest on Retail Purchases will be revised to 3.75% per month. The Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.65% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
Make the most of your credit card with FAB's fantastic offers
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