Warning
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
For those who demand excellence in every facet of life, the Elite Personal Loan is not merely a service—it’s a gateway to curating the extraordinary. Whether you’re acquiring a rare masterpiece, renovating your property to match your taste of luxury, plan your next exotic vacation on your favourite island or destination, or indulging in a bespoke luxury experience, our loan is designed to align seamlessly with your refined aspirations. Also, enjoy a host of benefits, like a preferential interest rate, flexible repayment solution, fast and easy approvals.
| Segment | With multi product package (with a salary transfer to your FAB account and holding a credit card from FAB) | With a salary transfer to your FAB account without holding a FAB credit card | Loan Amount | Grace Period |
|---|---|---|---|---|
| UAE Nationals | Starting from 4.70% fixed per year | Starting from 6.20% variable per year | Up to AED 5 million | Up to 12 months |
| Expatriates | Starting from 5.44% fixed per year | Starting from 7.20% variable per year | Up to AED 2 million | Up to 9 months |
**Applicable with a multi product package only
*All interest rates quoted are effective rates on the loan’s outstanding balance.

Top up your existing personal loan
Top up your existing personal loan in a few easy steps! Click here to check your eligibility and apply instantly on the FAB Mobile app!
Conditions apply.
Indicative Personal Loan EMI Calculator
Calculate your monthly installment by entering your income and expenses for each category. Our Personal Loan EMI Calculator will do the rest.
Need more help? Get in touch
Contact us anytime for further assistance or check out our FAQ page for more information.
| For customers within the UAE | For customers outside of the UAE | ||
|---|---|---|---|
| 600 52 5500 | +971 2 681 1511 | ||

