UAE 
*All interest rates quoted are effective rates on loan outstanding balance
First Abu Dhabi Bank
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Borrow against the value of your rental income with the FAB Landlord Loan.
WARNING
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
*Interest Rate (starting): Base Rate + 2% per year (Variable Rate)
Loans of up to AED 2 million
Flexible repayment terms of up to 48 months
Repayment from rental income received on properties managed by select banks
*Disclaimer: This is a Variable Rate Loan. Click here for the current variable rates
Criteria to be met for the applicable variable rate:
Rate applicable is Base Rate + 2% if property is mortgage free
Rate applicable is Base Rate + 3% if property is under ‘other Bank’ Mortgage
Applicable only to UAE Nationals customers Banking with FAB with mandated salary / pension credit to the FAB account
Mandatory assignment of Rental income to FAB
This is a Variable Interest Rate Loan
Assignment of rental income to FAB
Signed and completed application
Copy of a valid passport/resident visa/Emirates ID(Originals must also be presented)
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
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We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.