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Borrow against the value of your rental income with the FAB Landlord Loan.


  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit

*Interest Rate (starting): Base Rate + 2% per year (Variable Rate)

Loans of up to AED 2 million

Flexible repayment terms of up to 48 months

Repayment from rental income received on properties managed by select banks

*Disclaimer: This is a Variable Rate Loan. Click here for the current variable rates

Criteria to be met for the applicable variable rate:

Rate applicable is Base Rate + 2% if property is mortgage free

Rate applicable is Base Rate + 3% if property is under ‘other Bank’ Mortgage

Applicable only to UAE Nationals customers Banking with FAB with mandated salary / pension credit to the FAB account

Mandatory assignment of Rental income to FAB

This is a Variable Interest Rate Loan

Assignment of rental income to FAB

Signed and completed application

Copy of a valid passport/resident visa/Emirates ID(Originals must also be presented)

Terms and conditions apply.

*All interest rates quoted are effective rates on loan outstanding balance

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.


Representative example

Monthly repayment

Total repayable

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Loan Amount :
Annual Interest Rate :
Number of Payments (Months) :

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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

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We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.



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First Abu Dhabi Bank

First Abu Dhabi Bank P.J.S.C

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