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Emirati Al Awwal Savings Certificate

Emirati Al Awwal Islamic certificates are designed exclusively for UAE nationals, offering you entry into the regular draws and a chance to win AED 1 million and other prizes. You can also enjoy assured attractive annual profits on Emirati Al Awwal.


Limited time offer

Chances to win up to AED 3 million in prizes through regular draws including:

  • Mega prize of AED 1 million for one winner, per year
  • Quarterly prize of AED 200,000 for one winner
  • Monthly prizes of AED 5,000 for 20 winners
  • Anticipated profit rate of 0.50% p.a.

Features

  • Shariah-compliant
  • Exclusively available for UAE nationals
  • Value of each Emirati Al Awwal certificate is AED 1,000
  • Certificates are available in AED only
  • The minimum holding period for monthly draws is 30 days and 90 days for quarterly and annual draws
  • Attractive assured profit rates which will be credited annually to the linked account
  • Certificates can be purchased on behalf of a minor
  • Each certificate provide 1 chance into the regular draws

  • Draw type
    Number of prizes
    Prize in AED
    Draw dates
  • Annual draw
    1
    1,000,000
    December 28th
  • Quarterly draw
    1
    200,000
    March 14th
    June 13th
    September 12th
    December 28 th
  • Monthly draw
    20
    5,000
    January: January 17th

    February - November: 2nd Tuesday of every month

    December: December 28th

All the draws take place under the supervision of the Department of Economic Development (DED), Abu Dhabi

For more information on Emirati Al Awwal Islamic certificate, please visit any FAB branches throughout the UAE, or call our customer service center (24 hours) on .

*Terms and conditions apply


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24 hours to proceed with your application.

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