Emirati Al Awwal Savings Certificate
Save and win with Emirati Al Awwal Islamic certificates
exclusively for Emirati Nationals
Emirati Al Awwal Islamic certificates are designed exclusively for UAE nationals, offering you entry into the regular draws and a chance to win AED 1 million and other prizes. You can also enjoy assured attractive annual profits on Emirati Al Awwal.
Limited time offer
- Mega prize of AED 1 million for one winner, per year
- Half Yearly prize of AED 200,000 for one winner
- Quarterly prizes of AED 5,000 for 20 winners
- Anticipated profit rate of 0.50% p.a.
Features
- Shariah-compliant
- Exclusively available for UAE nationals
- Value of each Emirati Al Awwal certificate is AED 1,000
- Certificates are available in AED only
- The minimum holding period for quarterly draws is 30 days and 90 days for half yearly and annual draws
- Attractive assured profit rates which will be credited annually to the linked account
| Draw type | Number of prizes | Prize in AED | Draw dates |
|---|---|---|---|
| Annual draw | 1 | 1,000,000 | 23 December 2025 |
| Half yearly draw | 1 | 200,000 | 10 July 2025 |
| Quarterly draw | 20 | 5,000 | 10 April 2025 10 July 2025 09 October 2025 23 December 2025 |
All the draws take place under the supervision of the Department of Economic Development (DED), Abu Dhabi.
For more information on Emirati Al Awwal Islamic certificate, please visit any FAB branches throughout the UAE, or call our customer service center (24 hours) on 600544400.
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| For customers within the UAE | For customers outside of the UAE | ||
|---|---|---|---|
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600 52 5500 | |
+971 2 681 1511 |