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Etihad Guest Signature Islamic Credit Card


Take your travels to the next level with exciting benefits, exclusive Etihad offers, more miles and special discounts.

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AED 15,000

Min Monthly Salary

AED 1,500 (Excluding VAT)

Annual Fee

AED 15,000

Min Monthly Salary

AED 1,500 (Excluding VAT)

Annual Fee

Key Features

Receive a 35,000 Etihad Guest Miles bonus
Earn up to 6.5 Etihad Guest Miles for every AED 10 you spend
Free worldwide airport lounge access
Fast track your Etihad Guest Silver membership

Exclusive Benefits

A 35,000 Etihad Guest Miles bonus
50% Miles Discount Voucher
Get fast tracked to Etihad Guest Silver status
Free inflight Wi-Fi voucher
Double your miles
  • A 35,000 Etihad Guest Miles bonus

    Get an Etihad Guest Miles welcome bonus of 35,000 miles on card activation. Supplementary cards receive a bonus too, with 5,000 miles.

    • OR
  • 50% Miles Discount Voucher
    Spend AED 150,000 a year on your card and get a 50% Etihad Guest Miles discount voucher every year. This gives you 50% off the miles needed for a reward flight to any destination and in any class of your choice.
    • OR
  • Get fast tracked to Etihad Guest Silver status
    Get on the fast track to become an Etihad Guest Silver member faster than usual by just completing two return flight with Etihad within six months of card activation.
    • OR
  • Free inflight Wi-Fi voucher
    Cruise the skies with 2 free in-flight Wi-Fi vouchers for up to 24 hours of uptime on Etihad flights.
    • OR
  • Double your miles
    Double up on miles! Get double the tier miles within the first 90 days on all purchases.
    • OR

Earn Miles

Earn more Etihad Guest Miles on spending
Earn more Tier Miles
  • Earn more Etihad Guest Miles on spending
    Enjoy earning several miles on your spending. You’ll get 2.75 miles for every AED 10 spent on domestic transactions, 4.5 miles for non-AED international transactions and 5.5 miles for every AED 10 spent with Etihad or Etihad Airways partners.
    • OR
  • Earn more Tier Miles
    Earn More Etihad Tier Miles with 2.5 Tier Miles for every AED 10 you spend both in the UAE and abroad.
    • OR

Travel Benefits

Discounted airport transfers
Free airport lounge access

**Eligible cardholders should call on 04-852-4856 and book the service at least 2 working days prior to their travel/ required drop-off or pick-up date. This desk would be available 6 days a week (Monday to Saturday) between 9am to 7pm.
*Services offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.

Lifestyle Benefits

Golf discounts
24/7 Travel Concierge Service
Special Visa offers
  • Golf discounts
    Enjoy exclusive discounts at highly prestigious golf courses.* Learn more.
    • OR
  • 24/7 Travel Concierge Service
    Make your trip even better with a 24-hour Travel Concierge Service available to help you with your travel-related tasks. Please call 800 0441 3487 or +971 4 361 1234 to take advantage of this service.*
    • OR
  • Special Visa offers
    Hundreds more top-class offers are available to Etihad Guest Signature Islamic Credit Cardholders.* Learn more.
    • OR

*Services offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.

Protection Benefits

International Medical and Travel Assistance
Travel Accident Insurance
Buyers Protection and Extended Warranty
Fraudulent Card Misuse Protection
Credit Shield Takaful
  • International Medical and Travel Assistance
    Stay covered for the unexpected during your travels with International Medical and Travel Assistance. Receive extended benefits including emergency medical expenses, trip cancellation and delayed departure cover.* Learn more.
    • OR
  • Travel Accident Insurance
    Travel with peace of mind. Receive complimentary Travel Accident Insurance of up to USD 500,000.* Learn more.
    • OR
  • Buyers Protection and Extended Warranty
    Enjoy Buyers Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty.*
    • OR
  • Fraudulent Card Misuse Protection
    Protect yourself against fraud. Benefit from automatic protection against unauthorised transactions.* Learn more.
    • OR
  • Credit Shield Takaful
    Rest easy with Credit Shield Takaful knowing that if something happens and you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.
    • OR

*Services offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.

Find out more about our Terms & Conditions

Schedule of fees and charges
PDF
FAB Etihad Guest Islamic Credit Card FAQs
PDF
Shariah rulings ('Fatwa') issued by FAB ISSC for Islamic Credit Card (Commodity Murabahah)
PDF
Etihad terms and conditions

Warning

  • If you make only the minimum payment for the amount due, it will take longer and cost more to settle your outstanding balance
  • If you fail to pay the minimum payment by the due date, you will be committed to pay a donation amount based on the bank’s request (if any) and may impact your credit rating as reported to Al Etihad Credit Bureau
  • If you fail to pay the minimum payment by the due date, the Bank will commence the recovery and collection process (which may include engaging third party debt collection agencies) and legal action including bankruptcy
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