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FAB Islamic Cashback Credit Card

Get more cashback on your everyday spending

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WARNING

If you make only the minimum payment for the amount due, it will take longer and cost more to settle your outstanding balance
If you fail to pay the minimum payment by the due date, you will be committed to pay a donation amount based on the bank’s request (if any) and may impact your credit rating as reported to Al Etihad Credit Bureau
If you fail to pay the minimum payment by the due date, the Bank will commence the recovery and collection process (which may include engaging third party debt collection agencies) and legal action including bankruptcy

EXCLUSIVE FEATURES

For UAE Nationals

Unlimited cashback with no caps on earning and no minimum spend requirement
12% cashback on supermarket spending in the first 3 months of card issuance and 6% cashback thereafter
6% cashback on fuel and utilities including water and electricity
2% cashback on non-AED spends
1% cashback on all other retail spending, including online shopping
Bonus AED 300 cashback if you make one retail transaction in the first 30 days of card issuance
Minimum monthly salary requirement of AED 5000 or over

EXCLUSIVE FEATURES

For Expats

5% cashback on supermarket, fuel and utilities spending
2% cashback on non-AED spending
1% cashback on all other retail spending, including online shopping
0.25% cashback on selected merchants spending. See Terms and Conditions for list of merchants
Bonus AED 300 cashback if you make one retail transaction in the first 30 days of card issuance
Minimum monthly salary requirement of AED 10000 or over

Cashback is capped at AED 150 per month.
Selected merchants give 0.25% cashback on spending. See Terms and Conditions for list of merchants.

LIFESTYLE BENEFITS

Discover a great range of lifestyle benefits with your FAB Islamic Cashback Card

Download the Mastercard Buy 1 Get 1 App to get over 900+ offers across over 90+ destinations and close to 600 merchants *
Enjoy 20% off rides with Uber *
Exclusive offers at 9 Shopping Villages in Europe including Bicester Village, Fidenza Village, Ingolstadt Village and more *
Discount on your U.S. shipping using MyUS *

TRAVEL BENEFITS

Experience great travel benefits

Get unlimited free airport lounge access at 850 lounges worldwide *
Enjoy car hire exclusive benefits with Avis *
Benefit from Hertz Gold Plus Rewards® Five Star membership *
Enjoy a 10% discount on any international roundtrip airfare with Cleartrip *
Get 10% discount at luxury serviced apartments and hotels *
Get complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa *
Travel Inconvenience Insurance for coverage if your luggage goes amiss or you experience flight delays *
Travel Medical Insurance in case of an emergency abroad *
Travel Insurance Confirmation Letter for seamless and quick visa application needs *

These coverages are not considered as Shariah compliant insurance product(s). They are provided by the card issuer on a complementarily basis.

PROTECTION BENEFITS

Protection on your shopping and spending

If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off with Takaful Credit Shield Plus
Takaful Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, stolen cash and stolen identification papers or keys. To apply SMS “WS” to 2121

*Services offered and supported by Mastercard. Terms and conditions of the offer(s) may change without prior notice. Click here for more information about these great benefits.

Click here to view the Credit Card and FAB Islamic Rewards Terms and Conditions, and to know more about your specific card benefit conditions.
Click here to view the Shariah rulings ('Fatwa') issued by FAB ISSC for Islamic Credit Card (Commodity Murabahah)

Apply now Schedule of fees and charges

Get your credit card faster on the FAB Mobile app

FAB MOBILE PUTS THE POWER OF THE BANK IN YOUR HANDS

Get your FAB Islamic account and Islamic credit cards with just your Emirates ID
Use your FAB Islamic Rewards to pay your bills anytime, anywhere
Check your balance, send money and earn rewards in a few taps
Scan the code and choose FAB Islamic to apply for your new account or card faster

Apply Now

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24 hours to proceed with your application.

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We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

Principal Annual Fee*	AED 315
Supplementary Annual Fee	Free
Profit Rate on Retail Purchases	Up to 3.50% per month
Profit Rate on Cash Advance	3.50% per month
Cash Advance Fee	3.15% of the amount of cash obtained with a minimum of AED 105 per transaction
International Transaction Fee	2.49% of transaction value + scheme charges
Takaful Credit Shield Plus Fee (optional)	1.04% of outstanding balance
Takaful Wallet Shield Fee	Charged per month at 0.42% of outstanding balance
Accident Takaful Fee	Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
Late Payment Fee	AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
Plan Deferment Charges	AED 262.50
Cheque Returned Fee	AED 210
Minimum Monthly Payment	5% of outstanding or AED 100 whichever is higher
Payment due date from statement date	25 days
Statement Reprint Charges	AED 26.25 per statement
Copies of Transaction Slips	AED 26.25 per transaction slip
Outstation Cheque Processing Charge	AED 52.50
Dispute Verification Charge	AED 105
Issuance of Liability Letter	AED 52.50

FAB Islamic Cashback Credit Card

WARNING

EXCLUSIVE FEATURES

For UAE Nationals

EXCLUSIVE FEATURES

For Expats

LIFESTYLE BENEFITS

Discover a great range of lifestyle benefits with your FAB Islamic Cashback Card

TRAVEL BENEFITS

Experience great travel benefits

PROTECTION BENEFITS

Protection on your shopping and spending

Get your credit card faster on the FAB Mobile app

Apply Now

Thank you

Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

Customer Service

600525500

International

+971(2)6811511

Ratibi Service

600522298

International

+971(2)4996279

First Abu Dhabi Bank