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FAB Cashback Islamic Credit Card


Boost your wallet with up to  1,500 monthly.
Earn up to 5% cashback on fuel, dining and groceries.

ِApply now

 5,000

Minimum Monthly Salary

 300

Annual Fee

 5,000

Minimum Monthly Salary

 300

Annual Fee

Get a  1,000 Amazon Gift Card plus your first year free with a new FAB Cashback Islamic Credit Card.

Apply for a new FAB Cashback Islamic Credit Card by 15 May 2026 and you’ll get an Amazon Gift Card worth up to  1,000.

  • Apply for your new card by 15 May 2026.
  • Spend  10,000 to receive a  1,000 Amazon Gift Card or  5,000 to receive a  500 Amazon Gift Card within 30 days of when your card is issued.
  • Benefit from a first year fee waiver.

    • Terms and Conditions Apply.

    Apply now
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    Key Features

    Get 5% cashback on your in-store and online grocery shopping with no minimum spend
    You can earn 5% cashback on fuel
    Enjoy 5% cashback when you dine out
    Keep exploring with 3% cashback on international spends with no cap

    Exclusive Benefits

    Great savings with 5% cashback on groceries, fuel and dining out
    3% cashback on international spending
    Get 1% cashback on all your other spending
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      Great savings with 5% cashback on groceries, fuel and dining out

      Great savings with 5% cashback (up to  300 monthly for UAE Nationals and  200 for Expats) on your in-store and online grocery shopping, fuel and dining out with no minimum spend required. Learn more

      • OR
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      3% cashback on international spending

      Keep exploring with 3% cashback on international spending with no cap. Learn more

      • OR
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      Get 1% cashback on all your other spending

      That’s not all – you can also enjoy 1% cashback on all your other spending (excluding selected categories), including online shopping, plus 0.15% cashback on selected merchants. Learn more

      • OR

    Lifestyle Benefits

    Get  40 off Carrefour
    40% off orders on the Talabat App
    International Halal dining discounts
    Free coffee with Costa
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      Get  40 off Carrefour
      Stock up on everything you need with 5% cashback on groceries and  40 off on Carrefour online when you spend a minimum of  250 once every month. Learn more
      • OR
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      40% off orders on the Talabat App
      Enjoy all your favourite restaurants. Eat out with 5% cashback on dining and 40% off orders on the Talabat app with up to  40 off each order, four times a month with a minimum order of  100 (offer only available on weekends). Learn more.
      • OR
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      International Halal dining discounts

      Receive amazing discounts on Halal dining across the globe. Learn more

      • OR
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      Free coffee with Costa
      Grab a free coffee with Costa! Get up to 2 Costa coffees at Dubai Airport plus another 2 items (from a selected list). Learn more
      • OR

    Travel Benefits

    Up to 35% off Avis and 15% off Hertz
    Great flight and hotel discounts
    Free worldwide airport lounge access
    Free airport transfers
    Excellent Mastercard benefits
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      Up to 35% off Avis and 15% off Hertz
      Stress fee car rentals with up to 35% off Avis with a President Club membership and 15% off Hertz with a Gold Plus Five-star membership. Learn more
      • OR
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      Great flight and hotel discounts
      Save big on your travels with up to 40% off on flights and hotels through MakeMyTrip. Round trip flights get a flat 10% discount up to  100 plus another 10% reward bonus in your MMT wallet up to  100 for each traveller and up to 5 people for each booking. Receive a flat 20% off with up to  300 plus a 20% reward bonus in your MMT wallet up to  300 (min. transaction value –  300) for hotel bookings. Additionally, you get Halalbooking.com and Halaltrip discounts with 20% off Halalbooking and 10% off all Halaltrip travel packages.
      • OR
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      Free worldwide airport lounge access
      Keep your travels comfortable with free worldwide airport lounge access for you and your plus one. Learn more
      • OR
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      Free airport transfers
      Benefit from hassle-free transportation with 2 free airport transfers and 20% off on chauffeur services with Careem (3 rides a month). Learn more
      • OR
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      Excellent Mastercard benefits

      Enjoy a vast variety of unmatched World Mastercard benefits. Learn more

      • OR
    Spend segment & (MCC) Cashback % Monthly Cap - UAEN Monthly Cap - Expat
    Supermarket (including online) 5%  200**  150**
    Fuel 5%  200**  150**
    Dining out
    		 5%  200**  150**
    International/ non-AED Spend
    		 3% No Cap* No Cap*
    All others retail spending (as approved by Shari’ah) 1% No Cap* No Cap*
    Selected categories
    		 0.15% No Cap* No Cap*
    Total monthly cap on cashback -  1,500  1,000

    *Subject to monthly limit cap.

    **Cashback is capped at  200 for UAE nationals and  150 for Expats each on fuel, dining out and groceries.

    A minimum spend criteria of  3,000 per month to be eligible to earn cashback.

    Find out more about our Terms & Conditions

    Schedule of fees and charges
    PDF
    Credit Card and FAB Islamic Rewards Terms and Conditions
    Shariah rulings ('Fatwa') issued by FAB ISSC for Islamic Credit Card (Commodity Murabahah)
    PDF

    Warning

    • If you make only the minimum payment for the amount due, it will take longer and cost more to settle your outstanding balance
    • If you fail to pay the minimum payment by the due date, you will be committed to pay a donation amount based on the bank’s request (if any) and may impact your credit rating as reported to Al Etihad Credit Bureau
    • If you fail to pay the minimum payment by the due date, the Bank will commence the recovery and collection process (which may include engaging third party debt collection agencies) and legal action including bankruptcy
    SCAN TO DOWNLOAD
    • Download on the AppStore - FAB mobile app
    • Get it on Google Play - FAB mobile app
    • Explore it on AppGallery - FAB mobile app
    Scan to download FAB mobile app

    Get your credit card faster on the FAB Mobile app


    FAB Mobile puts the power of the bank in your hands

    • Get your FAB Islamic account and Islamic credit cards with just your Emirates ID.
    • Use your FAB Islamic Rewards to pay your bills anytime, anywhere.
    • Check your balance, send money and earn rewards in a few taps.
    • Scan the code and choose FAB Islamic to apply for your new account or card faster.
    Explore Mobile Banking

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    Contact us anytime for further assistance or check out our FAQ page for more information.