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FAB Cashback Islamic Credit Card


Make every dirham worth more!

Enjoy the smart way to spend with amazing cashback on your day-to-day spending.

Take off on a FREE HOLIDAY when you spend AED 10,000!

  • Return flights to the Maldives or Greece
  • Maldives -2 nights / 3 days in a 5-star resort with breakfast
  • Greece - 2 nights/ 3 days in a 4-star hotel in Athens
  • A warm welcome at your airport arrival and transfers

AED 5,000

Minimum Monthly Salary

AED 300

Annual Fee

AED 5,000

Minimum Monthly Salary

AED 300

Annual Fee

Key Features

Get 5% cashback on your in-store and online grocery shopping with no minimum spend
You can earn 5% cashback on fuel
Enjoy 5% cashback when you dine out
Keep exploring with 3% cashback on international spends with no cap

Exclusive Benefits

Great savings with 5% cashback on groceries, fuel and dining out
3% cashback on international spending
Get 1% cashback on all your other spending
  • Great savings with 5% cashback on groceries, fuel and dining out

    Great savings with 5% cashback (up to AED 300 monthly for UAE Nationals and AED 200 for Expats) on your in-store and online grocery shopping, fuel and dining out with no minimum spend required. Learn more

  • OR
  • 3% cashback on international spending

    Keep exploring with 3% cashback on international spending with no cap. Learn more

  • OR
  • Get 1% cashback on all your other spending

    That’s not all – you can also enjoy 1% cashback on all your other spending (excluding selected categories), including online shopping, plus 0.15% cashback on selected merchants. Learn more

  • OR

Lifestyle Benefits

Get AED 40 off Carrefour
40% off orders on the Talabat App
International Halal dining discounts
Free coffee with Costa
  • Get AED 40 off Carrefour
    Stock up on everything you need with 5% cashback on groceries and AED 40 off on Carrefour online when you spend a minimum of AED 250 once every month. Learn more
  • OR
  • 40% off orders on the Talabat App
    Enjoy all your favourite restaurants. Eat out with 5% cashback on dining and 40% off orders on the Talabat app with up to AED 40 off each order, four times a month with a minimum order of AED 100. Learn more.
  • OR
  • International Halal dining discounts

    Receive amazing discounts on Halal dining across the globe. Learn more

  • OR
  • Free coffee with Costa
    Grab a free coffee with Costa! Get up to 2 Costa coffees at Dubai Airport plus another 2 items (from a selected list). Learn more
  • OR

Travel Benefits

Up to 35% off Avis and 15% off Hertz
Great flight and hotel discounts
Free worldwide airport lounge access
Free airport transfers
Umrah packages
Excellent Mastercard benefits
  • Up to 35% off Avis and 15% off Hertz
    Stress fee car rentals with up to 35% off Avis with a President Club membership and 15% off Hertz with a Gold Plus Five-star membership. Learn more
  • OR
  • Great flight and hotel discounts
    Save big on your travels with up to 40% off on flights and hotels through MakeMyTrip. Round trip flights get a flat 10% discount up to AED 100 plus another 10% reward bonus in your MMT wallet up to AED 100 for each traveller and up to 5 people for each booking. Receive a flat 20% off with up to AED 300 plus a 20% reward bonus in your MMT wallet up to AED 300 (min. transaction value – AED 300) for hotel bookings. Additionally, you get Halalbooking.com and Halaltrip discounts with 20% off Halalbooking and 10% off all Halaltrip travel packages.
  • OR
  • Free worldwide airport lounge access
    Keep your travels comfortable with free worldwide airport lounge access for you and your plus one. Learn more
  • OR
  • Free airport transfers
    Benefit from hassle-free transportation with 2 free airport transfers and 20% off on chauffeur services with Careem (3 rides a month). Learn more
  • OR
  • Umrah packages

    Enjoy exclusive Umrah packages specially for the top 2 spenders every quarter. Learn more

  • OR
  • Excellent Mastercard benefits

    Enjoy a vast variety of unmatched World Mastercard benefits. Learn more

  • OR
Spend segment & (MCC) Cashback % Monthly Cap - UAEN Monthly Cap - Expat
Supermarket (including online) 5% AED 300** AED 200**
Fuel 5% AED 300** AED 200**
Dining out
5% AED 300** AED 200**
International/ non-AED Spend
3% No Cap* No Cap*
All others retail spending (as approved by Shari’ah) 1% No Cap* No Cap*
Selected categories
0.15% No Cap* No Cap*
Total monthly cap on cashback AED 1,500 AED 1,000

*Subject to monthly limit cap.

**Cashback is capped at AED 300 for UAE national and AED 200 for Expats each on fuel, dining out and Supermarket. (Effective from 1 June 2025 Cashback will be capped at AED 200 for UAE national and AED 150 for Expats on fuel, dining out and Supermarket)

From 1 June 2025, there will be a minimum spend criteria of AED 3,000 per month to be eligible to earn cashback.

Warning

  • If you make only the minimum payment for the amount due, it will take longer and cost more to settle your outstanding balance
  • If you fail to pay the minimum payment by the due date, you will be committed to pay a donation amount based on the bank’s request (if any) and may impact your credit rating as reported to Al Etihad Credit Bureau
  • If you fail to pay the minimum payment by the due date, the Bank will commence the recovery and collection process (which may include engaging third party debt collection agencies) and legal action including bankruptcy
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