FAB Cashback Islamic Credit Card
Make every dirham worth more!
Enjoy the smart way to spend with amazing cashback on your day-to-day spending.
Take off on a FREE HOLIDAY when you spend AED 10,000!
- Return flights to the Maldives or Greece
- Maldives -2 nights / 3 days in a 5-star resort with breakfast
- Greece - 2 nights/ 3 days in a 4-star hotel in Athens
- A warm welcome at your airport arrival and transfers
AED 5,000
Minimum Monthly Salary
AED 300
Annual Fee
Key Features
Get 5% cashback on your in-store and online grocery shopping with no minimum spend
You can earn 5% cashback on fuel
Enjoy 5% cashback when you dine out
Keep exploring with 3% cashback on international spends with no cap
Exclusive Benefits
Great savings with 5% cashback on groceries, fuel and dining out
3% cashback on international spending
Get 1% cashback on all your other spending
Lifestyle Benefits
Get AED 40 off Carrefour
50% off orders on the Talabat App
International Halal dining discounts
Free coffee with Costa
Travel Benefits
Up to 35% off Avis and 15% off Hertz
Great flight and hotel discounts
Free worldwide airport lounge access
Free airport transfers
Umrah packages
Excellent Mastercard benefits
| Spend segment & (MCC) | Cashback % | Monthly Cap - UAEN | Monthly Cap - Expat |
|---|---|---|---|
| Supermarket (including online) | 5% | AED 300** | AED 200** |
| Fuel | 5% | AED 300** | AED 200** |
| Dining out |
5% | AED 300** | AED 200** |
| International/ non-AED Spend |
3% | No Cap* | No Cap* |
| All others retail spending (as approved by Shari’ah) | 1% | No Cap* | No Cap* |
| Selected categories |
0.15% | No Cap* | No Cap* |
| Total monthly cap on cashback | AED 1,500 | AED 1,000 |
*Subject to monthly limit cap.
**Cashback is capped at AED 300 for UAE national and AED 200 for Expats each on fuel, dining out and Supermarket. (Effective from 1 June 2025 Cashback will be capped at AED 200 for UAE national and AED 150 for Expats on fuel, dining out and Supermarket)
From 1 June 2025, there will be a minimum spend criteria of AED 3,000 per month to be eligible to earn cashback.
Warning
- If you make only the minimum payment for the amount due, it will take longer and cost more to settle your outstanding balance
- If you fail to pay the minimum payment by the due date, you will be committed to pay a donation amount based on the bank’s request (if any) and may impact your credit rating as reported to Al Etihad Credit Bureau
- If you fail to pay the minimum payment by the due date, the Bank will commence the recovery and collection process (which may include engaging third party debt collection agencies) and legal action including bankruptcy
SCAN TO DOWNLOAD
Get your credit card faster on the FAB Mobile app
FAB Mobile puts the power of the bank in your hands
- Get your FAB Islamic account and Islamic credit cards with just your Emirates ID.
- Use your FAB Islamic Rewards to pay your bills anytime, anywhere.
- Check your balance, send money and earn rewards in a few taps.
- Scan the code and choose FAB Islamic to apply for your new account or card faster.
Ready to apply?
Get in touch
Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
| For customers within the UAE | For customers outside of the UAE | ||
|---|---|---|---|
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600 52 5500 | |
+971 2 681 1511 |