*All interest rates quoted are effective rates on loan outstanding balance
First Abu Dhabi Bank
First Abu Dhabi Bank P.J.S.CGET - On the app Store
A minimum monthly salary of AED 7,000
Maximum loan tenor is 48 months and 60 months (for Armed Forces)
Interest rates starting from 7.95%* per year (Variable Rate)
Etihad Guest Miles can be earned on fresh loans, buyout, top-up or additional personal loans
Minimum loan amount to earn Etihad Guest Miles is AED 100,000
Max Etihad Guest Miles that can be earned on a single loan disbursal is 10,000
Earn 500 Etihad Guest Miles for every AED 20,000 loaned
High loan amounts available with low interest rates
Etihad account to which salary is transferred and an Etihad Debit Card
*Disclaimer: This is a Variable Rate Loan. Click here for the current variable rates
Working in a company approved by FAB with their salary transferred to a FAB bank account
This is a Variable Interest Rate Loan
This is the minimum applicable rate based on a minimum salary of AED 50,000 per month. The applicable rate may vary based on other factors including income, credit bureau score and approval criteria
All interest rates quoted are effective rates on the outstanding loan balance
Copy of a valid passport/resident visa/Emirates ID(Originals must also be presented)
Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
Salary transfer letter/salary certificate addressed to FAB
Liability letter or a clearance letter (in case of buyout loans)
Signed and completed application
*All interest rates quoted are effective rates on loan outstanding balance
Just enter your monthly income and expenses for each category and the calculator will do the rest.
Loan Amount | : | |
Annual Interest Rate | : | |
Number of Payments (Months) | : |
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.