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NHL Programme for Customers

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This programme provides Emirati citizens with interest-free housing loans to buy prefabricated housing or to build private homes on a plot of land granted by the Emirate of Abu Dhabi, or to extend their existing homes. Loans are valued at AED 2.25 million, to be repaid in equal monthly installments for a period of up to 25 years. To apply for a loan and for more details, please see the steps below.


Required documents

  • The original passport
  • The original Emirates ID card
  • Original salary certificate (valid and indicating gross salary)
  • In the case of popular housing, please provide the original title deed
  • 12 cheques
  • Letter with the original IBAN (in English)
  • Sign up in the "Smart Pass" application, activate the account with Abu Dhabi Municipality, and request the following documents:
    • Valid research certificate, provided that its validity period is 15 days
    • The plot diagram valid for six months
    • Request to register a mortgage and choose the following specifications:
      • FAB NHL
      • First-class mortgage
      • Mortgage value - the value of the loan approved by the Abu Dhabi Housing Authority
      • Selecting the land benefitting from the housing loan
  • If salaried, 6 months bank statement of salary account

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our .

 

 

Customer Service

600525500

International

+971(2)6811511

NHL Service

600560137

International

+971(2)4996111

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First Abu Dhabi Bank

First Abu Dhabi Bank P.J.S.C

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