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Your FAB Credit Card.
In your wallet – in just 2 minutes.

From application to activation — it’s fast, simple, and rewarding.

Apply online or on the app within 5 mins. Once approved, add to your new card to your digital wallet in 2 mins and start spending with a  2,000 initial credit limit. Enjoy exclusive benefits and privileges like cashback, discounts, FAB Rewards and more.


Experience unmatched benefits

Choose from a wide range of FAB Credit Cards tailored to your lifestyle.

Free gym and beach club access

Free flights every year and no FX fees

Discounts on shopping and dining and no annual fees

Cashback on everyday spending

01

Apply online or on the FAB Mobile App.

02

Enter your personal and financial details.

03

We’ll run quick pre-checks to assess your eligibility.

04

If approved, your digital FAB Credit Card is issued within 2 minutes with a  2,000 initial credit limit.

05

Add it to your digital wallet and start spending right away.

06

Once full checks are complete, your physical card will be sent to you. When your physical card is activated, your full credit limit will be available.

Good to Know

Pre-checks may include salary validation, credit check, KYC screening (Emirates ID, personal verification), and employer confirmation.

You’ll be notified at every stage — from pre-check approval to final card activation.

If you pass the pre-checks but not final checks, your digital card may be deactivated.

If your card is deactivated, you’ll need to repay any outstanding balance within standard payment terms as set out in Master Credit Card Terms and Conditions.

Pre-checks may include salary validation, credit check, KYC screening (Emirates ID, personal verification), and employer confirmation.

You’ll be notified at every stage — from pre-check approval to final card activation.

If you pass the pre-checks but not final checks, your digital card may be deactivated.

If your card is deactivated, you’ll need to repay any outstanding balance within standard payment terms as set out in Master Credit Card Terms and Conditions.

Why choose a FAB credit card?

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    Speed: Get approved and start spending in just 2 minutes.
  • OR
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    Choice: A wide selection of cards for every lifestyle.
  • OR
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    Benefits: Enjoy up to 5% cashback on fashion, 40% off Talabat, 4.25% off GEMS school fees, and so much more.
  • OR
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    Convenience: Instant access and full control of your cards and banking through the FAB Mobile app.
  • OR