SCAN ME

UAB Rights Issue 2025

Empowering Growth, Strengthening Value

United Arab Bank PJSC (“UAB” or “The Bank”) is pleased to announce the launch of its capital raise by way of Rights Issue of up to AED 1,031,275,325 (one billion thirty-one million two hundred seventy-five thousand three hundred twenty-five dirhams), a strategic initiative to raise its issued share capital up to AED 3,093,825,974 (three billion ninety-three million eight hundred twenty five thousand nine hundred seventy-four dirhams), offering our valued shareholders a unique opportunity to invest in the next phase of the Bank’s growth journey.

By participating in this Rights Issue, you would be assisting in enhancing the Bank’s capital base, and the Bank’s efforts to accelerate growth, and to unlock long-term value for all stakeholders.

Together, we grow stronger.

Click here to access the Management Presentation for more insights and details on UAB’s growth journey

Click here to access our latest financial reports and earnings presentations

^ Q1 2025 net profit (before tax) annualised for computing CAGR

Investment Highlights

Superior UAE macro fundamentals driving continued economic growth.

Niche player in the mid-large segment with a growing market share.

Successful execution of turnaround strategy through multifaceted initiatives.

Multiple growth-accelerating initiatives to scale-up and diversify product offering.

Robust fundamentals with strong financial performance.

Board and management with extensive, decades-long sector experience and track record.

Committed to embedding ESG (Environmental, Social and Governance) principles in ‘everything we do’ to create sustainable value, generate positive social impact and reduce environmental risk.

Remarkable growth of over 90%# in UAB’s share price since implementation of turnaround strategy in mid-2022.

# Share price change from 30 June 2022 to 28 May 2025

Important Dates

24 June 2025

Record date for eligibility of rights

25 June 2025

Rights receipt into Broker account or ADX CSD

30 June 2025

Start of Rights Trading Period

4 July 2025

Start of Subscription Period

22 July 2025

End of Rights Trading Period

29 July 2025

End of Subscription Period

5 August 2025

Refunds and Dispatch of Allotment Letter

On or around 11 August 2025

Listing Date of New Shares on ADX

* In order to receive Rights on the Eligibility Date, investors must ensure that they execute any purchase orders for shares at least two business days prior to the Eligibility Date, i.e. on or before 17 June 2025, to allow for the settlement of trades on the ADX (which operates on a T+2 basis).

Important Note: The dates for the Rights Issue set out in the “Invitation to Subscribe” are expected dates and are subject to change, including if any date falls on an official holiday in the UAE. In such circumstances, details of the new dates will be notified to investors in two UAE daily Arabic language newspapers and on Bank's website (www.uab.ae).

Subscription Eligibility Criteria

ADX Investor Number (NIN)

Original and a copy of a valid passport or Emirates ID

If you don’t have a NIN number, please contact ADX call center on 800ADX(239) or contact FAB Securities call center on 80062237.

If you wish to apply for leverage, please subscribe early to ensure adequate processing time.

To find out more about the subscription criteria and process, please contact your relationship manager if you are an Elite or Private banking client or call our IPO call Centre at 026161800.

SCAN TO DOWNLOAD

Subscribe to the IPO conveniently through FAB Mobile

Grow your wealth with FAB

Tap ‘IPO Subscription’ under the Payments tab
Select the ‘United Arab Bank PJSC’ IPO
Enter your Investor Details and Amount
Confirm your subscription

Subscribe on FAB Mobile

Download FAB mobile app

Disclaimer: This announcement has not been reviewed or approved by the SCA, or any regulator in the UAE or elsewhere, does not form part of the “Invitation to Subscribe”, and should not be considered an offer of securities in any jurisdiction. Any decision to invest in the shares should be based solely on the information in the “Invitation to Subscribe”.