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FAB Rewards Programme
Earn
Rewards for every Interaction
Earn FAB Rewards for your everyday credit card and debit card spends, current account balances, fixed deposits, home loans, auto loans and personal loans with FAB. You also get rewarded for registering to FAB digital banking channels and initiating online transactions.
Credit Cards
Every time you use your FAB credit card, you are on your way to earning free and exciting rewards!
FAB Rewards Indulge Credit Card
| For every AED 1 spend online | 5FAB Rewards |
|---|---|
| For every AED 1 spend everywhere else | 1FAB Reward |
| Earn rewards per month on credit card spending | 50,000 FAB Rewards |
FAB Travel Card
| For every AED 1 spend towards flights & hotels | 41FAB Rewards |
|---|---|
| For every AED 1 spend in the UAE (local currency) | 3FAB Rewards |
| Earn rewards per month on credit card spending | 600,000FAB Rewards |
FAB Elite Credit Card
| For every AED 1 spend on luxury brands | 20FAB Rewards |
|---|---|
| For every AED 1 spend on eco-friendly purchases | 10FAB Rewards |
| For every AED 1 spend all other spending (including non-AED currency) | Up to 5FAB Rewards |
| Earn rewards per month on credit card spending | 500,000FAB Rewards |
FAB World Elite and World Credit Cards
| For every AED 1 spend in the UAE (local currency) and internationally (non AED currency) | 5FAB Rewards |
|---|---|
| Earn rewards per month on credit card spending | 600,000Maximum FAB Rewards |
FAB Rewards Elite Credit Card
| For every AED 1 spend in the UAE (local currency) and internationally (non-AED currency) | 4FAB rewards |
|---|---|
| Earn rewards per month on credit card spending | 150,000FAB rewards |
FAB Rewards Infinite Credit Card
| For every AED 1 spend in the UAE (local currency) and internationally (non-AED currency) | 4FAB rewards |
|---|---|
| Earn rewards per month on credit card spending | 150,000FAB rewards |
FAB Rewards Signature Credit Card
| For every AED 1 spend in the UAE (local currency) and internationally (non-AED currency) | 2FAB rewards |
|---|---|
| Earn rewards per month on credit card spending | 75,000FAB rewards |
FAB Rewards Platinum Credit Card
| For every AED 1 spend in the UAE (local currency) and internationally (non-AED currency) | 1FAB reward |
|---|---|
| Earn rewards per month on credit card spending | 50,000FAB rewards |
Note:
*Applicable for FAB Rewards Abu Dhabi Platinum, Abu Dhabi Titanium, Gold and Classic active cardholders.- Effective 5 October 2022, a welcome bonus equivalent to the annual fee will be credited when the card is used for spending within 30 days of activation.
- Effective 1 June 2023, supermarket, telecom, fuel, education, government services, charities, transport, rental, insurance, and fast-food spending earn 0.5 FAB Rewards per AED 1 spent across all FAB Rewards cards.
- Charities, government transactions, rental, insurance, telecom, education, fuel, supermarket, and utility payments will earn 0.5 FAB Rewards per AED 1 spent with the FAB Rewards Indulge Credit Card.
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Debit Cards
FAB World Elite and World Debit Cards
| For every AED 100 domestic spend (local currency) | 60FAB rewards |
|---|---|
| For every AED 100 International spend (foreign currency) | 120FAB rewards |
FAB One Platinum Debit Card
| For every AED 100 spend using the FAB One Platinum debit card | 40FAB rewards |
|---|
Accounts and Fixed Deposits
Get rewarded with up to 8 FAB Rewards for every AED 1,000 of current and savings account balance or fixed deposits. Your rewards increase with incremental balance and you can earn up to a maximum of 150,000 FAB Rewards per month.
| Balance | Up to AED 10,000 | AED 10K to AED 3M | >AED 3M |
|---|---|---|---|
| FAB One Account FAB Rewards per AED 1,000 Monthly Average Account Balance |
N/A | 6 FAB Rewards | 6 FAB Rewards |
| FAB Elite Gold Account FAB One and Elite Gold Accounts FAB Rewards per AED 1,000 Monthly Average Account Balance |
N/A | 8 FAB Rewards | 8 FAB Rewards |
| FAB Rewards per AED 1,000 Fixed Deposits Balance for Elite customers |
N/A | 1.5 FAB Rewards | 2.5 FAB Rewards |
Loans
Buying your dream car? Financing a property for residential use or investments? Dreaming of your next vacation? Get rewarded with exciting FAB Rewards when you apply for a new loan with FAB.
| Loan Type | FAB Rewards per AED 1,000 loan amount for Elite clients | Maximum Rewards per transaction |
|---|---|---|
| Personal Loan | 300 FAB Rewards | 200,000 FAB Rewards |
| Auto Loan | 100 FAB Rewards | 200,000 FAB Rewards |
| Home Loan | 240 FAB Rewards | 600,000 FAB Rewards |
Digital Banking Channels
Transact using FAB Mobile and earn more Rewards faster!
- 1,000 FAB Rewards for a first-time registration to the FAB Mobile app or Online Banking channels for Elite customers
- 600 FAB Rewards on international remittances, up to a maximum of 3,000 FAB Rewards monthly for Elite customers
- 2,000 FAB Rewards for every new standing instruction bill payment setup, credited after first successful payment for Elite customers
- 500 FAB Rewards on international remittances, up to a maximum of 2,500 FAB Rewards monthly for all other customers
Co-Branded Credit Cards
FAB Manchester City FC Infinite Credit Card
| For every AED 1 spend in the UAE (local currency) and internationally (non-AED currency) | 4FAB rewards |
|---|---|
| Earn rewards per month on credit card spending | 150,000FAB rewards |
du Platinum Credit Card
| For every AED 1 spend in the UAE (local currency) and internationally (non-AED currency) | 1FAB reward |
|---|---|
| Earn rewards per month on credit card spending | 50,000FAB rewards |
FAB du and Manchester City FC Titanium Credit Cards
| For every AED 1 spend in the UAE (local currency) and internationally (non-AED currency) | 1FAB reward |
|---|---|
| Earn rewards per month on credit card spending | 50,000FAB rewards |
GEMS World Credit Card
| For every AED 1 spend on school bus transport, canteen, uniform, or extracurricular activities | 33.5FAB rewards |
|---|---|
| For every AED 1 spend internationally (non-AED currency) | 6.5FAB rewards |
| For every AED 1 spend in the UAE (local currency) | 3.5FAB rewards |
| Earn rewards per month on credit card spending | 334,000FAB rewards |
Note:
Redemption options are EXTENSIVE
With a whole new extensive range of options to select from, you can now choose to use your rewards from shopping, paying your utility bills, dining out or booking your next holiday. Enjoy the ultimate flexibility of using your Rewards the way you like!
- Games
- Shopping at point of sale
- Gift cards and shopping vouchers
- Pay with FAB Rewards - transaction reimbursement
- Cashback
- Emirates Skywards Miles exchange
- Etihad Guest Miles exchange
- Utility bill payments
- Travel
- Shop
- Convert your FAB Rewards to Shukrans*
Games
Games
It is time to spin the wheel to discover exciting prizes that await you. Take advantage of the FAB Rewards program and earn real gifts with chances to win from your favorite brands whenever you redeem your FAB Rewards. There are a wide variety of prizes to delight you from bonus points to vouchers, and many more. Make your everyday banking experience even more rewarding by adding some fun games to the mix! Spin the wheel and begin your journey to win.
Shopping at point of sale
Instantly redeem your rewards at the point of sale in-store at over 4,500 FAB terminals across the UAE including leading brands across Lulu, Al Shaya Group, Al Futtaim group, GEMS education, Americana Group , Cine Royal and many more.
01
Present your card for payment
Your Rewards balance will automatically be displayed when you tap or insert your card for payment.
02
Select partial or full payment with Rewards
You can decide to pay the full transaction amount with your Rewards balance or pay partially with your available Rewards balance and use your FAB credit card for the remaining amount.
03
Enter your transaction PIN & confirm
Your transaction will be processed, the receipt will reflect details of the purchase and summary of your Rewards redeemed.
Gift cards and shopping vouchers
Redeem your rewards for instantly downloadable digital gift cards! Perfect to celebrate a joyous occasion, buy something special for your loved ones or to treat yourself.
01
Login to FAB Mobile
You can now redeem your Rewards conveniently at a click of a button.
02
Navigate to Rewards Menu
Click on Vouchers and select a brand of your choice.
03
Enter a denomination & confirm
Your transaction will be processed, a digital copy of your voucher will be saved in the My Rewards section for use any time until expiry.
Pay with FAB Rewards - transaction reimbursement
Pay for any of your purchases globally using your FAB credit card including Apple Pay or Samsung Pay purchases or using your debit card, and then offset your purchase with your Rewards later by selecting the option “Reimburse transaction” from your Rewards dashboard on FAB Mobile. You can also use this option to settle any bank charges.
01
Pay for your purchases
Make a purchase anywhere, for anything using your FAB credit card including payments via Apple Pay and Samsung Pay or with your FAB debit card.
02
Login to FAB Mobile, select Reimburse transaction
Navigate to the Rewards section and select “Reimburse transaction”.
03
Choose a transaction and redeem
All your eligible purchase transactions and bank charges will reflect within 48 hours, you can select any particular transaction and offset the purchase for an immediate direct cashback credit to your statement.
Cashback
If you’re a fan of simple cashback rewards, redeem your FAB Rewards for a direct cashback credit to your statement. Cashback can be redeemed in multiples of AED 50 and is instantly processed in real-time.
01
Login to FAB Mobile, select Cashback
Navigate to the Rewards section and select “Cashback”.
02
Enter Cashback Amount
Enter any amount in multiples of AED 50.
03
Select card and confirm
Select the card to which your cashback credit should be posted and confirm your transaction. Cashback will be instantly processed a credit transaction will be posted to your card statement.
Emirates Skywards Miles exchange
Emirates Skywards is the loyalty programme for Emirates and flydubai. Exchange your FAB Rewards for Emirates Skywards Miles and fulfill your travel goals. Whether you want to plan a trip to your dream destination, stay at a luxurious resort, experience a thrilling adventure or travel in style & comfort with business class upgrades, you can use your Miles to enjoy what you love the most.
- 16 FAB Rewards = 1 Emirates Skywards Mile
Exchanging FAB Rewards for Emirates Skywards Miles is only available to customers who have enrolled in the Emirates Skywards programme. Emirates Skywards Terms and Conditions apply. Learn more.
01
Login to FAB Mobile, select Convert to Miles
Navigate to the Rewards section and select “Convert to Miles”.
02
Choose Emirates Skywards Miles transfer
Key in your frequent flyer membership number.
03
Enter number of Miles required and confirm
Enter the number of Rewards you would like to transfer or alternatively the number of Miles you would like to receive and click confirm. Miles will be credited to your Emirates Skywards account within 3 working days.
Convert Your FAB Rewards to Etihad Guest Miles and Earn 30% Bonus Miles
Get more from your FAB Rewards. Enjoy an exclusive 30% bonus Etihad Guest Miles when you transfer your FAB Rewards to Etihad Guest Miles. Hurry! Convert now to earn more.
How to Convert:
- Transfer Your Rewards: Convert your points to Etihad Guest Miles to enjoy the 30% bonus.
- Enjoy Your Miles: Use your miles for flights, upgrades, and more with Etihad Guest.
Offer is valid until 14 July 2024.
Etihad Guest Miles exchange
Etihad Guest Miles is the loyalty programme that rewards members who frequently travel with airlines that are Etihad Guest Partners. Exchange your FAB Rewards for Etihad Guest Miles and discover the world with your Miles. Explore thousands of ways to spend your Etihad Guest Miles including ticket upgrades to Business or First Class, booking relaxing retreats and exciting holidays, shopping thousands of products from the Etihad Reward shop or converting for cash with Etihad Reward Card.
- 12 FAB Rewards = 1 Etihad Guest Mile
Exchanging FAB Rewards for Etihad Guest Miles is only available to customers who have enrolled in the Etihad Guest Miles programme. Etihad Guest Terms and Conditions apply. Learn more.
01
Login to FAB Mobile, select Convert to Miles
Navigate to the Rewards section and select “Convert to Miles”.
02
Choose Etihad Guest Miles transfer
Key in your Etihad Guest number.
03
Enter number of miles required and confirm
Enter the number of Rewards you would like to transfer or alternatively the number of Miles you would like to receive and click confirm. Miles will be credited to your Etihad Guest account real-time.
Utility bill payments
Making your monthly bill payments is hassle free! You can now conveniently pay off your water and electricity, salik, du and etisalat bills using your FAB Rewards. Choose to pay your bill in full with your rewards or make a partial payment with rewards and settle the balance with your FAB credit card, debit card or account balance.
01
Login to FAB Mobile, select Pay Utility Bill
Navigate to the Rewards section and select “Pay Utility Bill”.
02
Choose Service provider
Select from our list of partners including Etisalat, Du, ADDC, DEWA, SEWA, AADC, FEWA and Salik, and enter your consumer number. Your bill details will automatically be fetched from the service provider.
03
Select partial / full amount payment with Rewards
Choose if you would like to pay the full amount using your rewards balance or select pay other amount to enter the number of Rewards you would like use towards partial bill payment, and click confirm. Your bill will be settled immediately.
Travel
Use your FAB Rewards to relax, unwind, renew and enjoy! With the Musafir and ClearTrip networks included, you can be sure to find a wide range of airlines to book flights at competitive pricing. You can also access global hotel properties and beach resorts or plan tours, and much more. Plus, you'll get points for every time you use your FAB Rewards card for a payment - it's a win-win!
01
Login to FAB Mobile
You can now redeem your Rewards conveniently at a click of a button.
02
Navigate to Rewards Menu
Click on Vouchers and select a brand of your choice.
03
Enter a denomination & confirm
Your transaction will be processed, a digital copy of your voucher will be saved in the My Rewards section for use any time until expiry.
Shop
Choose from over 1,300 products and 110 brands across electronics, home appliances, perfumes, and more, and redeem them using FAB Rewards or a FAB debit or credit card. We also offer a range of eco-friendly products for you to select from. Prices include taxes and shipping; products will be delivered within 14 days to your address within the United Arab Emirates.
01
Login to the FAB Mobile app, select Shop
Navigate to the Rewards menu and select “Shop”
02
Select a product and order
Choose your item and payment option, enter your delivery address and contact number
03
Track shipment
Use the reference number and merchant contact details sent by email to follow up on your order or visit the “My Orders” section on the FAB Rewards Shop to track the delivery status
Convert your FAB Rewards to Shukrans*
Get more with the UAE’s biggest retail and hospitality loyalty programme. Convert your FAB Rewards to Shukrans* via the FAB mobile app or online, and enjoy instant savings on everything from fashion to furnishings.
Redeem your Shukrans at 10 incredible brands across 300+ stores, including Babyshop, Centrepoint, Home Box, Homecentre, Splash, Shoemart, Lifestyle, Oasis mall and many more.
*14 FAB Rewards = 1 Shukran
Conditions apply.
01
Login on the FAB Mobile
Navigate to the Rewards section and select “Convert”.
02
Select “Shukran”
Key in your membership number.
03
Enter the number of Shukrans required and click confirm
Redemption is instant
We have designed an experience that you will enjoy using! Accessible anytime, anywhere through FAB Mobile and Internet Banking our new FAB Rewards programme puts you in full control and gives you the convenience of redeeming your rewards instantly.
Digitally enabled and convenient to access
All your redemption options are now conveniently accessible in one place within your banking app. Browse through high-value surprise loyalty deals using the “My Rewards” dashboard, enroll for bonus rewards offers and view your redeemed items including e-ticket bookings, shopping order status and digital copy of e- vouchers.
Real-time, you can enjoy your reward instantly
No more waiting! No more calls! We’ve made it time-saving, your redemptions are now instant, quick and easy.
Simple and transparent
All the information you need about your program is available in the new History section on your Rewards dashboard, view details on your rewards transaction activity, product level rewards earnings, view your redemption details, and rewards expiring soon.
How can I accumulate more FAB Rewards faster?
Learn more
What can I get with my FAB rewards?
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How can I accumulate more FAB Rewards faster?
Learn more
What can I get with my FAB rewards?
Learn more
Multiply your Rewards FASTER
Earn FAB Rewards faster with every purchase and watch your rewards multiply. Enjoy exclusive personalized offers and benefits designed to enhance your shopping experience.
Bonus Rewards
Enjoy exciting rewards on everyday spending with your FAB Rewards credit and debit cards.
- Login to the FAB Mobile App
- Tap Rewards and select Bonus Rewards
- Browse from the exclusive deals waiting just for you
- Shop with a FAB Rewards credit or debit card and watch your rewards multiply
Go ahead and turn your shopping experience into a savings extravaganza now!
Amazon +10
Shop Amazon and earn 10 extra FAB Rewards for every AED 1 spend. Get more with your FAB Rewards credit or debit cards when you shop Amazon with the FAB Mobile App.
- Login to the FAB Mobile App
- Tap the Amazon + 10 ‘Just for you Banner’
- Accept the re-direction and continue
- Shop Amazon and checkout with a FAB Rewards credit or debit card
Valid till 31 December 2025.
Get in touch
Need more help?
Contact us anytime for further assistance or check out our FAQ page for more information.
| For customers within the UAE | For customers outside of the UAE | ||
|---|---|---|---|
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600 52 5500 | |
+971 2 681 1511 |